Cars for Teenagers that May Help Lower Your Auto Insurance
You’re probably already aware that having a teenage driver on your Scottsdale auto insurance policy can increase your insurance rates. However, in 2011 CBS MoneyWatch consulted with Consumer Reports automotive editor Mike Quincy and found out about six cars that he considers “safe, efficient, and inexpensive.” Here are the six he recommended for a new driver. Honda Fit. According to the article, this is Honda’s “budget-mobile” and it is a “favorite among automotive writers.” Even Jeff Sabatini at the Wall Street Journal called it his favorite car for...
Read MoreMake the Holiday Season Happy for Your Scottsdale Insurance Agent with These Safety Tips
The holiday season should be a joyous time of the year. Yet every year, U.S fire departments respond to nearly 250 home structure fires that begin with Christmas trees, according to the National Fire Protection Association. These fires cause an average of 13 deaths, 27 injuries, and $16.7 million in direct property damage. If you want to make the holiday season happy for your Scottsdale insurance agent this (and every) year, follow these safety tips. Make Sure Your Christmas Tree is Fresh Since the risk of fire is higher with natural trees than artificial ones, be sure that if you buy a...
Read MoreKnow the Discounts Your Scottsdale Auto Insurance Carrier Offers
When most people buy auto insurance, they choose all or most of the top six types of coverage. These include the state mandatory bodily injury and property damage liability, plus one or more of the following: Personal injury liability in case you’re injured and can’t work Collision coverage for damage you cause to your own car Comprehensive coverage for damage not caused by a collision Uninsured or under-insured motorist coverage in case the other drive has insufficient or no auto insurance However, along with these standard types of auto insurance coverage, many insurance companies...
Read MoreAre Minimum Requirements for Auto Insurance in Scottsdale, AZ Enough?
While every state requires auto insurance, they don’t all require the same level of financial responsibility. In the state of Arizona, auto liability insurance requirements include autos, motorcycles, mopeds, and golf carts. The minimum levels of auto insurance you must carry include: $15,000 bodily injury liability for one person $30,000 bodily injury liability for two or more persons $10,000 property damage liability Bodily liability and property damage pay for any damage that you may cause to another person or property, such as street signs and fences. While there are several other...
Read MoreScottsdale Insurance–Your Umbrella of Protection
You have worked earnestly to acquire your current lifestyle, and you enjoy the peace of mind that comes from insuring each aspect of that life. What more can you do? The best answer is to discuss an umbrella insurance policy with Scottsdale Insurance. You may feel a bit perplexed as to why you need yet another policy. You, like most Americans, have already insured your life, home, business, and automobiles. What else could there be? In “Do I Need Umbrella Insurance?” Miriam Caldwell explains that an umbrella policy is only intended for those individuals who have acquired more...
Read MoreKnow Your Options and Speak to Your Scottsdale Insurance Agent
Driving an automobile is one of humanity’s most freeing acts, but it is also one that demands the utmost care and responsibility. While no one wants to admit that a wide array of accidents can occur during driving, it is nonetheless a fact of life. In order to operate your automobile with assurance and relief, you must possess Scottsdale auto insurance. There are many unforeseen events that can arise from driving a car, truck, or SUV. Your auto insurance policy is what will shelter you from such unplanned events if they ever happen. In fact, since auto insurance is the only sure way to...
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