Insurance in Scottsdale AZ for your Umbrella Policy

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You’ve worked hard during your career to provide for your family— who can put a price on the extra hours away from home…the meetings and proposals you put together; time spent away from home and family.

Now, you’ve been able to provide those extras to make your home, well, the home you’ve always wanted; the place your kids love to bring friends to after school. Or, time spent just with the wife and kids around the pool on a warm summer’s evening.

Protecting the things that matter in your life is what an umbrella insurance policy is all about: it reaches out to make sure the unexpected—the undreamed of—events won’t impact you financially.

Currently, you’re Scottsdale AZ homeowner’s insurance policy is providing the excellent primary coverage you’d expect for:

  1. Property coverage: helps protect your home and possessions against the list of potential damage, such as fire, lightening, windstorms, hail, explosions, riots, aircraft damage, smoke vandalism…and more.
  2. Supplementary property coverage:  events such as collapse, debris, removal, inflation, pollution cleanup…and more.
  3. Liability coverage:  compensates up to the policy limit for  liability for bodily injury, property damage or medical expenses due to a covered accident—sports activities, acts of pets, or even acts from unpaid volunteer activities.

 

So, what’s the umbrella coverage all about?

To start with, consider the ‘liability’ out there with your swimming pool and neighbors using it—tough to think about, but something can always happen.

Your Scottsdale AZ umbrella insurance policy affords protection in areas like:

Personal injury protection: coverage if you’re sued for libel, slander, humiliation, defamation of character, to name a few.

Loss assessments: up to $100,000 your covered for any claims against you as an owner or tenant of your residence by a corporation or even an association of property owners.

Worldwide protection: personal liability protection for events anywhere in the world—includes renting or borrowing cars outside the U.S.

Non-owned watercraft: liability protection for bodily injury and property damage covered by the policy

Be sure to protect what you’ve worked so hard to attain. Find out about our comphrensive products for Home Insurance in Scottsdale AZ.